.phl { width:100%;margin:0 auto; }
.phl-left { background:#EEEEDE;  opacity: 0.75; filter: alpha(opacity=75);border-radius: 16px 0px 16px 0px; }
.phl-left h3 { border-bottom:2px solid #8A9AF6; }

.phl-right { background:#fff; opacity: 0.85; filter: alpha(opacity=85);border-radius: 0px 16px 0px 16px; }
.phl-right h3 { border-bottom:2px solid #8Ad79A; color:#8AD79A; }
.phl-clear { clear:both;}